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Funding Pips vs Topstep

Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.

Funding Pips logo
Funding PipsZero Reward Denials
Topstep logo
TopstepLocked deal
Price From
$49
$49
Profit Split
Up to 100%
Up to 90%
Max Drawdown
10%
4%
Category
Forex
Futures
Editor Score
4.4/5
4.6/5

Funding Pips

Pros

  • 2M+ traders worldwide
  • Up to 100% profit rewards
  • Zero reward denials policy
  • Flexible reward cycles
  • ISO 27001 certified
  • Dubai-based, 195+ countries served
  • $200M+ earned by traders globally

Cons

  • 5% daily loss limit
  • Higher starting price for larger accounts
  • Newer brand compared to veterans

Topstep

Pros

  • Industry pioneer since 2012
  • 90% profit split
  • Pass in as little as 2 days
  • NFA registered member
  • Payout up to $6,000
  • Proprietary TopstepX platform
  • Real futures trading

Cons

  • $149 activation fee after passing
  • Futures only - no forex or stocks
  • Monthly subscription model
Get Funded with Funding Pips
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