Instant Funding vs FTMO
Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.
Price From
$47
$89
Profit Split
Up to 95%
Up to 90%
Max Drawdown
10%
10%
Category
Forex
Forex
Editor Score
3.5/5
4.8/5
Instant Funding
Pros
- Direct funded accounts — no evaluation
- Up to 90% profit split
- Scaling up to $3.82M
- Multiple account types available
Cons
- Strict hidden rules reported by traders
- Payout delays reported
- Website frequently inaccessible
FTMO
Pros
- Industry leader since 2015
- Up to 90% profit split
- Free trial available
- 4 platforms: MT4, MT5, cTrader, DXtrade
- Unlimited trading period
- $500M+ paid in rewards
- Support in 20 languages
Cons
- Higher challenge fees starting at €89
- 5% daily loss limit
- No crypto payouts