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Instant Funding vs ThinkCapital

Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.

Instant Funding logo
Instant FundingLocked deal
ThinkCapital logo
ThinkCapitalLocked deal
Price From
$47
$139
Profit Split
Up to 95%
Up to 90%
Max Drawdown
10%
6%
Category
Forex
Forex
Editor Score
3.5/5
4.3/5

Instant Funding

Pros

  • Direct funded accounts — no evaluation
  • Up to 90% profit split
  • Scaling up to $3.82M
  • Multiple account types available

Cons

  • Strict hidden rules reported by traders
  • Payout delays reported
  • Website frequently inaccessible

ThinkCapital

Pros

  • Backed by ThinkMarkets broker (regulated)
  • TradingView access included
  • Available in USA
  • Scale to $1M

Cons

  • Tight 3% daily drawdown
  • Trailing drawdown on Lightning plan
  • Relatively new prop arm
Read full review (Instant Funding) →Read full review (ThinkCapital) →