Instant Funding vs TopTier Trader
Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.
Price From
$47
$69
Profit Split
Up to 95%
Up to 90%
Max Drawdown
10%
10%
Category
Forex
Forex
Editor Score
3.5/5
4.1/5
Instant Funding
Pros
- Direct funded accounts — no evaluation
- Up to 90% profit split
- Scaling up to $3.82M
- Multiple account types available
Cons
- Strict hidden rules reported by traders
- Payout delays reported
- Website frequently inaccessible
TopTier Trader
Pros
- Accounts up to $300K
- Scale to $2M funded account
- No minimum trading days
- 24-hour payout guarantee
Cons
- Add-ons increase cost significantly
- Rebranded from TopTier to TX3 Funding
- Base 80% split without add-on