OneFunded vs Topstep
Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.
Price From
$29
$49
Profit Split
Up to 90%
Up to 90%
Max Drawdown
6%
4%
Category
Forex
Futures
Editor Score
4/5
4.6/5
OneFunded
Pros
- Ultra-low $29 entry price
- Refundable challenge fee
- Multiple platforms (cTrader, TradeLocker)
- Flash 1-step challenge
Cons
- Very small $2K account at cheapest tier
- 50% consistency rule
- MT5 not yet available
Topstep
Pros
- Industry pioneer since 2012
- 90% profit split
- Pass in as little as 2 days
- NFA registered member
- Payout up to $6,000
- Proprietary TopstepX platform
- Real futures trading
Cons
- $149 activation fee after passing
- Futures only - no forex or stocks
- Monthly subscription model