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TopOneTrader vs Instant Funding

Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.

TopOneTrader logo
TopOneTraderLocked deal
Instant Funding logo
Instant FundingLocked deal
Price From
$18
$47
Profit Split
Up to 100%
Up to 95%
Max Drawdown
10%
10%
Category
Forex
Forex
Editor Score
4.1/5
3.5/5

TopOneTrader

Pros

  • Frequently offers deep discount promos
  • Multiple program types (1-step, 2-step, instant)
  • EAs allowed during challenges
  • Free trading course included

Cons

  • Low base prices require active promo
  • Relatively small total payouts
  • Newer firm

Instant Funding

Pros

  • Direct funded accounts — no evaluation
  • Up to 90% profit split
  • Scaling up to $3.82M
  • Multiple account types available

Cons

  • Strict hidden rules reported by traders
  • Payout delays reported
  • Website frequently inaccessible
Read full review (TopOneTrader) →Read full review (Instant Funding) →