Topstep vs Funding Pips
Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.
Price From
$49
$49
Profit Split
Up to 90%
Up to 100%
Max Drawdown
4%
10%
Category
Futures
Forex
Editor Score
4.6/5
4.4/5
Topstep
Pros
- Industry pioneer since 2012
- 90% profit split
- Pass in as little as 2 days
- NFA registered member
- Payout up to $6,000
- Proprietary TopstepX platform
- Real futures trading
Cons
- $149 activation fee after passing
- Futures only - no forex or stocks
- Monthly subscription model
Funding Pips
Pros
- 2M+ traders worldwide
- Up to 100% profit rewards
- Zero reward denials policy
- Flexible reward cycles
- ISO 27001 certified
- Dubai-based, 195+ countries served
- $200M+ earned by traders globally
Cons
- 5% daily loss limit
- Higher starting price for larger accounts
- Newer brand compared to veterans