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Topstep vs TopTier Trader

Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.

Topstep logo
TopstepLocked deal
TopTier Trader logo
TopTier Trader
Price From
$49
$69
Profit Split
Up to 90%
Up to 90%
Max Drawdown
4%
10%
Category
Futures
Forex
Editor Score
4.6/5
4.1/5

Topstep

Pros

  • Industry pioneer since 2012
  • 90% profit split
  • Pass in as little as 2 days
  • NFA registered member
  • Payout up to $6,000
  • Proprietary TopstepX platform
  • Real futures trading

Cons

  • $149 activation fee after passing
  • Futures only - no forex or stocks
  • Monthly subscription model

TopTier Trader

Pros

  • Accounts up to $300K
  • Scale to $2M funded account
  • No minimum trading days
  • 24-hour payout guarantee

Cons

  • Add-ons increase cost significantly
  • Rebranded from TopTier to TX3 Funding
  • Base 80% split without add-on
Read full review (Topstep) →Read full review (TopTier Trader) →