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Topstep vs Funder Pro

Detailed side-by-side comparison to help you choose the best prop trading firm in 2026.

Topstep logo
Topstep
Funder Pro logo
Funder ProReveal Code
Price From
$49
$69
Profit Split
90%
Up to 90%
Max Drawdown
4%
10%
Category
Futures
Forex
Editor Score
4.6/5
N/A

Topstep

Pros

  • Industry pioneer since 2012
  • 90% profit split
  • Pass in as little as 2 days
  • NFA registered member
  • Payout up to $6,000
  • Proprietary TopstepX platform
  • Real futures trading

Cons

  • $149 activation fee after passing
  • Futures only - no forex or stocks
  • Monthly subscription model

Funder Pro

Pros

  • Daily, weekly, or bi-weekly reward payouts
  • Up to 90% profit split on all accounts
  • Three challenge types (One Phase, Pro, Classic)
  • Platforms: MT5, cTrader, TradeLocker
  • Scale up to $5M funded account
  • No time limit on challenges
  • News trading and EAs allowed

Cons

  • One Phase has stricter 3% daily & 6% overall drawdown
  • Consistency rule applies on Pro and One Phase
  • MT5 services not available for U.S. residents
  • 7.35% pass rate (industry standard but low absolute)
Partnership under review
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